"Working together in turning bad debt into income"

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AG Collection Services hereby authorises you to view, copy, print, and distribute this document subject to the following conditions:


  •         The document is used for informational purposes only.
  •         The document is used for non-commercial purposes.
  •         Any copy of this document or portion thereof must include this copyright notice in its entirety.


Note that any program, publication, design, product, process, software, technology, information, know-how, or idea described in this document may be the subject of other rights, including other intellectual property rights, which are owned by AG Collection Services or other interested parties and are not licensed to you hereunder.

This document is intended to provide general information on a particular subject or subjects and is not an exhaustive treatment of such subject(s). Accordingly, the information in this document is not intended to constitute accounting, tax, legal, investment, consulting or other professional advice or services. Before making any decision or taking any action that might affect your personal finances or business, you should consult a qualified professional adviser.

This document and the information contained herein is provided “as is,” and AG Collection Services makes no express or implied representations or warranties regarding this document or the information. Without limiting the foregoing, AG Collection Services does not warrant that the document or information will be error-free or will meet any particular criteria of performance or quality. AG Collection Services expressly disclaims all implied warranties, including, without limitation, warranties of merchantability, title, fitness for a particular purpose, noninfringement, compatibility, security, and accuracy.

Your use of this document and information is at your own risk. You assume full responsibility and risk of loss resulting from the use of this document or information. None of AG Collection Services, or affiliates, or any partners, principals, stockholders, or employees of any, thereof will be liable for any special, indirect, incidental, consequential, or punitive damages or any other damages whatsoever, whether in an action of contract, statute, tort (including, without limitation, negligence), or otherwise, relating to the use of this document or information.

If any of the foregoing is not fully enforceable for any reason, the remainder shall nonetheless continue to apply. “AG Collection Services ,” AG Collection Services  logos (and any of the foregoing used in any combination), product names and all page headers, footers, and icons are trademarks or registered trademarks of AG & Associates  or one of its national practices. All other product names mentioned are the trademarks of their respective owners.

Certain links in the AG Collection Services WebServer lead to resources maintained by third parties over whom AG Collection Services has no control. AG Collection Services makes no representations or warranties as to the accuracy of, or any other aspect relating to, those resources.

The provisions of Part II of Chapter III of the Electronic Communications and Transactions Act 25 of 2002 is hereby excluded from applying to any electronic communications and data messages that you send to us. Any communication or data message that you send to us shall only be deemed to have been received by us when we acknowledge receipt in writing. You need to follow up with us should you not receive a response within a reasonable period of time. We will not be held liable for any loss or damage that you may suffer if you fail to do so.

Should you require any information from us regarding us or our products or services, please direct them to us using the email us link.